Your Certainty,

Delivered.

Kenya's independent insurance broker. We compare the entire market, cut the jargon, and fight for your claims, so you never have to fight alone.

Our independence is your advantage. We compare the entire market to bring you the best rates and coverage, with zero bias.

Who Are You?

Insurance is never one-size-fits-all. Choose your path below so we can show you exactly how to protect what matters most to your specific situation.

I’m protecting myself & my family

Health, life, motor, home - personal cover that actually covers you.

I’m protecting my business

From SMEs to large corporates - cover that keeps your business running.

I’m not sure what I need

Tell us about your life or business and we'll recommend the right cover.

I need to make a claim

Had an incident? We don't disappear we handle it from
here.

Why RG Insurance?

We strip away the jargon, the hidden clauses, and the endless paperwork. Here is how we make securing your future the easiest task on your to-do list.

We Search. You Don’t Have To.

We compare policies from Kenya's top underwriters so you get the best cover at the fairest price — without the hours of research.

No Jargon. Ever.

We translate insurance into plain language. You'll always know exactly what you're covered for, what's excluded, and what to do if you need to claim.

We Fight For You At Claim Time.

Most brokers vanish after the sale. We stay. When you need to claim, we advocate, negotiate, and follow up until you get what you're owed.

What Do You Need Cover For?

From keeping your vehicles on the road to safeguarding your company's bottom line, explore our plain-language policy options.

Motor Insurance

Comprehensive and third-party cover for your vehicle.

Medical & Health

Individual, family, and group
health covers.

Life Insurance

Financial protection for the people who depend on you.

Business Insurance

Liability, property, and business continuity covers.

Home Insurance

Protect your home and everything in it.

Professional Indemnity

Cover for professionals against claims of negligence.

Don't just take our word for it. Hear from the families and businesses across Kenya who trust us with their certainty.

Frequently asked questions

Honest answers to the most common questions we get about policies, pricing, and exactly how we fight for your claims.

Why should I use a broker instead of going direct to the insurer?

Going direct means you only see one company’s product. As an independent broker, we compare the entire market to find the best rate and coverage. Most importantly, when you have a claim, the insurer looks out for their bottom line; we look out for you.

What if the insurer rejects my claim?

We don’t accept a rejection at face value. We review the insurer’s reasoning, challenge it if there are grounds, and escalate to the Insurance Regulatory Authority of Kenya (IRA) if needed. This is exactly why using a broker matters, you have an expert in your corner who knows the rules.

How long does it take to settle a motor claim?

While it depends on the complexity of the accident, our dedicated claims team ensures assessments happen within 48 hours. We push insurers for settlement within 5 to 7 business days for standard motor claims.

Can I get medical cover with a pre-existing condition?

Yes — some underwriters offer cover for pre-existing conditions, sometimes with a waiting period or loading on the premium. Others exclude them outright. Knowing which underwriter to approach for your specific condition is exactly what we do. Tell us your situation and we’ll find the most suitable option.

Certainty delivered
We've Got Your Back

Need to Make a Claim Right Now?

We don't disappear at claim time. Call us, WhatsApp us, or submit online, and we'll take it from there.

Report a Claim